Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

About Us

Emu.co.uk is an online payday loan broker. We specialise in short term loans for any purpose. We launched our site in December 2016 although we’ve been in the loan industry for the best part of 10 years. We pride ourselves on putting our customers first and going that extra mile to provide loans to people that other online lenders would usually choose to avoid.

We specialise in bad credit payday loan brokerage in order to give a helping hand to those who would otherwise be turned down from other lenders. That isn’t to say we only accept people with bad credit, that would be crazy! We actually welcome all applicants and the amount of the loan we can offer you will be dependent on your credit report and history.

Our application process has been designed to be as simple as possible. We only ask the most basic of questions about you and your employment status and of course we ask for your bank details in order to process the loan itself. Once you’re approved for a loan you’ll get an on screen message asking you to accept. Should you do so the loan will be transferred to the bank account you’ve provided within a matter of minutes! We really are one of the best services in the UK and we hope you will be happy using our services.



Emu.co.uk is NOT a direct lender and our loan-matching service is free to use. We don't charge a fee, but there might be a charge from some lenders within our network. Emu is a trading style of William Ellis Sinclair. Emu.co.uk does not make lending or credit decisions, we are not a lender - as a broker we match customer's loan applications with lenders in our database depending on the information provided. William Ellis Sinclair is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 618190 with registered address 26A Dunraven Place, Bridgend, CF31 1JD. Licensed by the Information Commissioners Office (registration number ZA033005).