By far, one of the most complicated decisions a person will make in their lifetimes is where they should borrow the money for their mortgage. A home is a huge investment and something that most people simply won’t be able to afford all at once. The question is, with so many different mortgage lenders out… More

Having a pay rise is something which can seem to be rather rare these days. Many people no longer get offered pay rises or they have to work really hard to get one. If you are not automatically assessed for one each year or so, then it can be worth thinking of how you could… More

Buying your first home can often be both a daunting and exciting experience. While it’s likely that you’re thrilled about the concept of starting a life inside of your own property, and getting your foot on the real-estate ladder, there are plenty of hurdles and problems that you’ll need to avoid if you want to… More

If you want to start the New Year off on the right foot, then you might have some planning to do. Budgets can be an incredible tool to help you stay on track towards your financial goals, but many of us have trouble sticking to the ones that we set for ourselves. Now that the… More

If you have a poor credit history, then the chances are your options regarding credit and finance will be limited. Fortunately, you don’t necessarily have to turn to a payday loan or an overdraft for help. Guarantor loans are a form of fixed-term loan available to people who struggle with poor credit ratings, and difficulty… More

As the average cost for a wedding continues to go upwards, it’s important to remember that you can still have a fantastic wedding, without breaking the bank. While you might not get the wedding of your dreams without a little patience and compromise, there are plenty of fantastic ways that you can increase your chances… More

Your boiler could be the most important item in your home – particularly when it comes to the winter months. That means that maintaining your boiler, or replacing your boiler, isn’t necessarily something that can wait until you’ve had the time to save up enough cash. The good news is that if you’re struggling with… More

Every new law, regulation or budget proposal creates winners and losers. In the case of the new state pension programme, the Pension Policies Institute (PPI) think tank speculates that the losers are younger workers, the vast majority of whom will get less out of the new system than the older one. The switchover to the… More

There are many good reasons to buy a house, one being that it is becoming ever more expensive to be a renter. According to the Association of Residential Lettings Agents, first-time buyers looking to purchase a house in 2017 will have already spent an average of £52,900 on rent – a cost that will add… More

If you aim to get onto the property ladder in the UK, you have your work cut out for you, as a host of challenges await first time house buyers. And if you have aspirations for buying in London and aren’t rolling in money, you may be out of luck. In a January 2016 story… More