If you have a poor credit history, then the chances are your options regarding credit and finance will be limited. Fortunately, you don’t necessarily have to turn to a payday loan or an overdraft for help. Guarantor loans are a form of fixed-term loan available to people who struggle with poor credit ratings, and difficulty… More
As the average cost for a wedding continues to go upwards, it’s important to remember that you can still have a fantastic wedding, without breaking the bank. While you might not get the wedding of your dreams without a little patience and compromise, there are plenty of fantastic ways that you can increase your chances… More
Your boiler could be the most important item in your home – particularly when it comes to the winter months. That means that maintaining your boiler, or replacing your boiler, isn’t necessarily something that can wait until you’ve had the time to save up enough cash. The good news is that if you’re struggling with… More
Every new law, regulation or budget proposal creates winners and losers. In the case of the new state pension programme, the Pension Policies Institute (PPI) think tank speculates that the losers are younger workers, the vast majority of whom will get less out of the new system than the older one. The switchover to the… More
There are many good reasons to buy a house, one being that it is becoming ever more expensive to be a renter. According to the Association of Residential Lettings Agents, first-time buyers looking to purchase a house in 2017 will have already spent an average of £52,900 on rent – a cost that will add… More
If you aim to get onto the property ladder in the UK, you have your work cut out for you, as a host of challenges await first time house buyers. And if you have aspirations for buying in London and aren’t rolling in money, you may be out of luck. In a January 2016 story… More
Even the most solidly built and best-maintained car will eventually wear out, and the day will come when you need to replace yours. Maybe that time is quickly arriving for you, and you’re in a panic, wondering just how you’re going to pay for your next set of wheels. Or perhaps you’re thinking of buying… More
In early August 2016, the Bank of England finally made the announcement that had long been predicted and had been the topic of nearly endless speculation: a cut in interest rates to a new record low of 25 percent. Not surprisingly this decrease is generally considered to be good for borrowers (particularly those who have… More
In the years since the financial crisis, there have been numerous changes in the banking and mortgage industries in the UK, presumably to lessen the risk of another similar catastrophe. But certain alarming financial trends, such as a surge in consumer debt over the past few years, have prompted many to wonder if we’re headed… More
Now that all of the screaming and hollering about Brexit has quieted down somewhat… well actually it hasn’t. There’s still quite a lot of shouting going on, for the vote on 23 June was not an end but rather a beginning of a new era of uncertainty (and that’s putting it mildly). The plummeting pound… More
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Emu.co.uk is NOT a direct lender and we a free to use loan matching service. We don't charge a fee, but there might be a charge from some lenders within our network. Emu is a trading style of William Ellis Sinclair. Emu.co.uk does not make lending or credit decisions, we are not a lender - as a broker we match customer's loan applications with lenders in our database depending on the information provided. William Ellis Sinclair is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 618190 with registered address 26A Dunraven Place, Bridgend, CF31 1JD. Licensed by the Information Commissioners Office (registration number ZA033005)..