In the years since the financial crisis, there have been numerous changes in the banking and mortgage industries in the UK, presumably to lessen the risk of another similar catastrophe. But certain alarming financial trends, such as a surge in consumer debt over the past few years, have prompted many to wonder if we’re headed… More
Now that all of the screaming and hollering about Brexit has quieted down somewhat… well actually it hasn’t. There’s still quite a lot of shouting going on, for the vote on 23 June was not an end but rather a beginning of a new era of uncertainty (and that’s putting it mildly). The plummeting pound… More
William Shakespeare had some pretty pithy things to say about money and debt. Do his words hold up in today’s economic climate? And how do modern attitudes towards money and indebtedness affect the way people handle their personal finances? The year 2016 marks the 400th anniversary of Shakespeare’s death (the exact day being May 3,… More
Despite the improvement in the economy over the past couple of years, many people are still struggling financially. Even many of those with full time jobs can find themselves in a serious cash crunch. And if they have poor credit, as so many people do, they may turn to short term, high interest loans –… More
In an economic picture that is still somewhat bleak overall, one of the recent bright spots for UK motorists has been a lower price at the pumps. Though many Britons are still struggling to get by and are taking on additional jobs or borrowing money in order to make ends meet, at least we can… More
In late February 2016, the Bank of England (BOE) announced that unsecured borrowing in January rose by 9.1%, which is the biggest annual increase in a decade. Economists were on fire with the announcement that UK consumers have “rediscovered their zeal for borrowing” on credit cards, overdrafts and loans. That borrowing swelled by £1.6 billion… More
Unless you were hiding under a rock somewhere in 2016, you’ve surely heard about the housing crisis in Britain: inflated prices, deflated inventories, and a host of initiatives that have made life more challenging for homeowners and renters alike. One problem that has received considerable attention is that despite initiatives by the government to help… More
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