Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

How It Works

We’ve designed the whole application process to be as simple and as straight forward as possible. It’s so easy to use that anyone can do it. Below is a run down of how it all works and what you need to know/do in order to apply for one of our payday loans.

The Application Form

You’ll be presented with our online application form if you click any of the apply buttons dotted around our site. The form itself is extremely easy to fill in. We just ask you some basic questions about your employment status, when your next payday is and of course some personal information about you. Our form is one of the easiest loan applications you’ll ever use and that’s the way it was indended.

The Loan Offer

Once you have submitted your application form you’ll instantly be presented with a loan offer. It will detail the amount and the term the loan needs to be repaid over. It may or may not be the full amount you’ve requested but you’re not obliged to process should it not meet your expectations. Assuming all is well with the offer you will click to accept and confirm the agreement.

The Transfer

Assuming you accept the loan the funds will be deposited direct to the bank account which you have specified during the loan application process. Usually the funds are sent instantly but sometimes they take an hour or so to arrive. Then once that is done all that is left for you to do is enjoy your money (and of course pay back the loan in the time specified).

Emu.co.uk - Registered Office; 4 Spring Bridge Road, Ealing, London, United Kindom, W5 2AA.

Emu.co.uk is NOT a direct lender and we a free to use loan matching service. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £900 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans. 1269.7% APR Representative: Borrow £200 for 30 days you would repay a single payment of £248.00. Interest is 292% per annum (fixed). Sometimes transfers can take up to 24 hours depending on your bank.

Emu.co.uk is a trading name of Hotpond Media Ltd who are authorised and regulated by the Financial Conduct Authority under firm reference 723662. Hotpond Media Ltd is registered with the Information Commissioners Office in regards to the Data Protection Act 1998 with registration number ZA218807 Hotpond Media Ltd is a company registered in England and Wales with company number 08487030 whose registered address is 26 Berrycroft Lane, Romiley, Stockport, Cheshire, England, SK6 3AU.