Super easy short term loans for any purpose from

Do you need to borrow money short-term to cover important expenses? Maybe you’ve suddenly been hit by a disaster at home and you need to pay for a repair, but you’re out of cash from your lest pay day? Perhaps your car has broken down and you’ve had to use your mortgage money to pay for it to be fixed. Whatever the reason for your financial turmoil, a short-term loan can help you to get back on your feet quickly, so you can stop worrying about money and start enjoying life again.

What is a Short-Term Loan?

Short-term loans come in many shapes and sizes depending on your needs. Most short-term loans are unsecured, which means that they don’t require you to place any property down as security for the money you borrow. However, this also means that these loans are often quite small – so they won’t be enough to finance an entire kitchen remodel for instance.

When you take out a short term loan, you’ll come to an agreement with your lender about exactly how much you want to borrow, how long you’ll have to pay the money back, and what kind of interest rate you’ll need to pay to get the money as quickly as possible.

What if You Have Bad Credit?

If you need to borrow money fast but you’re worried about being accepted due to a bad credit history, there may still be options available to you. Many short-term payday lenders offer bad credit loans that are designed specifically to support people who might not have the best history with money. These loans, just like mainstream bridging loans ensure that you don’t have to spend weeks waiting for an approval or building up your credit report before you can get the money you need.

To apply for a bad-credit loan, all you need to do is fill out a few quick details about yourself, and you can have a decision on whether you can borrow the money within a matter of minutes. If you’ve been turned down by other lenders in the past and you’ve found yourself in an emergency, a bad credit payday loan could be the solution for you.

What are the Benefits of a Short-Term Loan?

Unlike other, complex loans that that use security and credit checks, a short-term loan for people with bad credit is designed to give you the money you need fast. These short-term loans give you the cash you need quickly with no credit rating – all you need to do is make sure that you’re above the age of 18 and meet the basic requirements that have been provided by the lender.

Once you’ve got your money, you simply pay it back with the interest owed on the day you’ve chosen, and you’ll be ready to go. Short-term payday loans for people with bad credit are:

  • Fast, you can apply and get approval within a matter of minutes – this is perfect for those emergency situations.
  • Stress-free – you don’t have to answer any complicated questions or explain yourself to a bank to be accepted.
  • Flexible – there’s no limitations on what you can spend the money you borrow on. You’re free to use the cash as you like if you can pay it back on time.

Worried about your Bad Credit History?

Even if you use a short-term loan to help you get by in between pay checks, you may still worry about your credit history, and what a poor rating will mean to your financial circumstances in the future. The good news is that a short-term bad credit loan could help you to improve your standing in the eyes of banks and building societies.

When you agree to a short-term loan with a bad credit lender, you give yourself a perfect opportunity to demonstrate how responsible you can be with money. Once your credit history shows that you’ve been able to pay your short-term loan back on time, your rating will start to grow, making it easier for you to access other financial solutions in the long-term.

Should You Apply for a Short-Term Loan?

When it comes to deciding whether a short-term loan is right for you, it’s important to consider your personal circumstances carefully. However, if you know you can afford to pay the money you borrow back on time, and you’re in need of some emergency support, it can be helpful to know that there are lenders out there willing to provide help to those with a poor credit rating. is NOT a direct lender and our loan-matching service is free to use. We don't charge a fee, but there might be a charge from some lenders within our network. Emu is a trading style of Ready Money Capital Ltd. does not make lending or credit decisions, we are not a lender - as a broker we match customer's loan applications with lenders in our database depending on the information provided. Ready Money Capital Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 802557. Licensed by the Information Commissioners Office (registration number ZA441875).

Warning: Late repayment can cause you serious money problems. For help, go to Emu is a broker, not a lender, and does not make credit decisions.